Better insurance for mobiles and smartphones

We have just acquired a mobile phone or smartphone, and the first thing we ask ourselves is whether we need insurance for mobile phones and smartphones . In the next post we will see the mobile insurance offer we have and which is the best option for us.

Before contracting insurance for our mobile or smartphone, we can go to an insurance comparator for mobile phones and smartphones to see which one best suits our needs.

Currently, the majority of smartphones that we acquire have a minimum price of 100 euros and the average expense that we dedicate to these devices is between 150 and 250 euros, according to different telephony websites consulted.

Why take out insurance for my mobile or smartphone?

The hiring or not of insurance for our mobile or smartphone depends on different aspects:

What does the mobile or smartphone warranty cover

Sometimes the guarantee is extended to repairs of little value.

Mobile or smartphone value

If we have a device with a high price, our interest in taking out insurance will be higher. Well, once we have made a large outlay of money, we want it to last us at least.

Age of the mobile or smartphone

If the mobile phone or smartphone is old or has been around for some time, we have to ask ourselves if it is worth taking out mobile insurance or that when something unforeseen happens we buy another one. This is an assessment that we have to do when our device has some time.

What use are we going to give it?

If we are a person who travels a lot, who uses the mobile for work, or who has a lot of information and documentation on the device, we will have to consider the option of taking out insurance with more coverage; versus a smartphone user who only uses it to call and write messages.

Before hiring mobile insurance we have to see if we have any insurance that includes mobile coverage. Many times home insurance has coverage for electronic devices , which includes the mobile or smartphone.